ndbs quality redefined line  



Smart Way To Investor's Pocket



March 22 2014 l ndbs  


Many people are sitting with ideas and have no funds to implement them and some of these ideas die without seeing daylight.  They put their focus on banks and other financial institutions for funding and overlook the private investors who would have been able to finance those projects had they been approached the same way one approach the financial institutions, however most people when they approach private funders they tend to do it very casual hence most investors refuse to finance the projects.  In order for your idea to get investors’ attention you must:

Approach funders as you would approach the banks

You need to stick to all the requirements that banks need when you approach private investors.  Do not get casual just because your rich uncle is not a bank.  Have all your documents ready, your business plan with financial projections and letters of intent from your potential clients if possible and quotations from your potential suppliers.  The private funder or investor wants to do due diligence before investing, they must be satisfied that there will be return on investment. 

Avoid overselling the idea

Most entrepreneurs who seek funding tend to speak good about the idea and mention the disadvantages in passing as if they are not important.  Before the investor can pick up the disadvantages, you must mention them yourself and show how you will deal with them. Do not oversell your idea in a way that will make it too good to be true.

Do not oversell yourself

Showing investors how confident you are is a good thing but while presenting your idea let the idea be the main focus than you.  Avoid talking too much about yourself and how you hate certain people and love certain people, your investor is interested in the details of the business, when coming to your character, a shrewd investor would have studied you the moment you walk through the door.   Do not present a picture of “Me, Myself and I” as that may make the investor feel that it will be one man’s show which may put risk to the investment.

Pay attention to the figures

If you have no clue of how financials reads, do not attempt to prepare them yourself, rather find someone who has accounting background to prepare them because investors tend to pay much attention on the figures as they want to see how they will get the ROI (return on investment).  A minor error on the financials can put a dent on the whole proposal.  Do not exaggerate the profit margins as people tend to be over optimistic on the profit the business will make.  You are talking to someone who has been there and done that, be realistic in your presentation.

Be known to the banks

Now that you secured funding from the investor, build a good profile with the banks for them to assist you financially when you need business recapitalization.  Build enough cash reserves and avoid defaults on debit orders and overdrafts, your investor may expect the repayment or profit and with good relationship with the banks you can borrow money anytime you need cash injection for business growth and expansion. 



Do Not Sit On Your Laurels

February 24 2014 l ndbs  

You will have heard of how Blackberry was once a darling of the market where you would feel lost without the blackberry handset.  By the way many people do not even know the company owning Blackberry, its name is Research In Motion and it is not based in USA but Canada.  What became so special about Blackberry was not the device itself but the functionality of the device. 

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Make New Year Resolutions A Lifestyle Than Culture

January 10 2014 l ndbs  

Each year marks the beginning of new things to some and to others it marks the continuation of what was started a year ago.  It is time where everyone wants to be seen doing something, there are those looking for a new job, others new business opportunities and others for life partner.  And in all the endeavors many do not have it outlined and written with set target no wonder come March they have not moved an inch. 

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Charlie Chaplin Is Dead, Stop Acting!

December 14 2013 l ndbs  

To those familiar with the name will know that Charlie Chaplin was a famous movie actor and producer who graced the screens during World War 2 and died in 1977.  During his time Television and cinemas were predominant in the first world countries. 

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vuka entrepreneurship week 2013

Curious Case Of An Entrepreneur

November 20 2013 l ndbs  

Dear Entrepreneur... You are on your own

When you share your business idea with family and friends no one seems to understand what you are trying to say.  When you share with those you think have been in business before you they tell you it is impossible. 

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From A Poor Child To A Rich Dad

October 27  2013 l ndbs  

You may be born in the poor family where it was tough growing up that you had to work in order to get money to pay school fees or have money for transport, but you have a choice to change all that by how you save and spend what you earn on your daily job for you to become rich. 

It would be futile to redefine what has been defined million times that if one was to google the word Poor so many explanations will pop up, the same with the word Rich. 

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Forget Profit Threshold, Maximise Your Sales

October 08  2013 l ndbs  

Every business owner has an ambition to grow the business and expand sales but very few keep focused on this ambition.  There is a lack of consistency when it comes to monitoring sales growth and implementing new strategies or maintain existing strategies that will see company growing in profit.   

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Excuse Me Boss, You've Got Mail

Whatsapp, Facebook Inbox, WeChat, Viber, gmail, ymail, you name them, that is what has been made available at our finger tips.  You ignore an email that a friend sent, you then receive whatsapp asking if you did go through it.  You ignore whatsapp, the moment you update your status someone dash into your wall and say: “I am still waiting for your response on the email I sent”.  No more excuse, no place to hide, that is how connected we have become and ignoring any means of communication is inexcusable in today’s life.  

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Be A Sales Rep Not A Beggar

"Thank you thank you thank you mcwaaaaaa! I owe you a lot”, that is the expression you get from a desperate sales Representative after getting a business from a client.  Those are the expressions that make the buyer wonder if they were the only client the sales representative had.

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Who Stole The Cookie From The Cookie Jar?

"Lerato stole the cookie from the cookie jar. Who? Me? Yes you. Couldn’t be.  Then who stole the  cookie from the cookie jar?  Nkateko stole the cookie from the cookie jar. Who? Me? Yes you. Couldn’t be.  Then who stole the cookie from the cookie jar?  Derrick stole the cookie from the cookie jar. Who? Me? Yes you.  Couldn’t be.” 

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previous articles 2013

 Staying Positive Under Negative                   Economic Circumstance

 The First 100 Days In Your Business

 The Entrepreneurologist

 Work From Home Without Taking                Your Work Home

 Personal Ingredients Entrepreneur             Should Have

 5 Keys To Creating Precision And                 Harmonious Work Environment

 Dump New Year Resolutions, Stick             To Daily Routine

 Harness Your Idea, No One Will

 Don't Waste Your Time On                             Marketing Gimmicks

 Branding The Easier Way

  How To Save Money On Web

 Quiting Your Job At Own Risk

  Establishing Your Business                             Embassies








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